FinTech / Payments
Payment Processing Systems for Canadian Businesses
Build fast, reliable payment infrastructure that supports Interac, Visa, Mastercard, ACH/EFT, and real-time payments — fully compliant with Payments Canada rules and PCI-DSS standards for BC and Canada.
What We Deliver
Payment Processing Capabilities
Complete payment infrastructure for Canadian businesses — from Interac integration and ACH/EFT batch processing to real-time payment rails and multi-currency settlement.
Payment Gateway
Scalable payment gateway supporting Visa, Mastercard, Interac, Apple Pay, and Google Pay with intelligent routing, automatic failover, and retry logic for Canadian merchants.
ACH & EFT Processing
Automated ACH and EFT batch processing for payroll, vendor payments, and pre-authorized debits — fully aligned with Payments Canada rules and CPA standards.
Real-time Payments
Instant payment rails integration for real-time fund transfers between Canadian financial institutions — 24/7/365 availability with sub-second settlement.
Multi-currency & FX
Multi-currency payment acceptance with live FX rates, transparent conversion fees, and automated settlement reporting for Canadian businesses with international customers.
Fraud & Chargeback Management
ML-based fraud scoring, 3DS2 authentication, and automated chargeback dispute management to protect Canadian merchants and reduce revenue leakage.
Reconciliation & Reporting
Automated payment reconciliation, settlement reporting, and financial dashboards for finance teams — with full audit trails for CRA and regulatory requirements.
Our Work
Payment Processing Projects
Payment gateway dashboard
Real-time transaction monitor
Reconciliation report
Fraud detection alerts
Multi-currency settlementHow We Work
Our Payment Systems Delivery Process
From requirements to production — a rigorous process that ensures your payment systems are secure, compliant, and ready for Canadian transaction volumes.
Payment Flow Mapping
Document every payment scenario, failure mode, retry strategy, and reconciliation requirement before any design decisions are made.
PCI Scoping & Compliance
Define PCI-DSS scope, tokenisation strategy, and Payments Canada compliance requirements to minimise audit burden and cost.
Integration Development
Build connections to Canadian payment processors, Interac, and financial institutions with robust error handling and automatic retry logic.
Load & Stress Testing
Simulate peak transaction volumes — Black Friday, month-end payroll runs — to validate throughput, latency, and failover behaviour.
Security Penetration Testing
Third-party penetration testing and PCI-DSS assessment by certified QSAs before any production go-live.
Launch & 24/7 Monitoring
Production launch with real-time payment monitoring, automated alerting, and a dedicated operations team around the clock.
Why SharpLogic
Why Canadian businesses choose us
Payments Canada expertise
We know the rules, timelines, and technical requirements of the Canadian payments ecosystem — Interac, Lynx, AFT, and the evolving real-time rail.
PCI-DSS by design
Our architecture minimises PCI scope from day one — reducing your annual compliance cost and audit burden significantly.
High availability
Multi-region deployment with automatic failover ensures your payment systems are always online — even during infrastructure incidents.
Transparent delivery
Clear SLAs, fixed-price milestones, and direct access to engineers — no account manager buffer, no surprise invoices.
Let's get started
Build payment infrastructure that scales with your business
From Interac integration to real-time payment rails — we build the payment systems Canadian businesses rely on, fully compliant and built for growth.