FinTech / Fraud & Risk
Fraud Detection & Risk Management Systems
Protect Canadian financial institutions with real-time AI-powered fraud detection, AML compliance, and risk management platforms — built to meet FINTRAC, OSFI, and PIPEDA requirements for institutions across British Columbia and Canada.
What We Deliver
Fraud & Risk Management Capabilities
Comprehensive fraud detection and AML compliance systems for Canadian banks, credit unions, and payment providers — protecting customers and meeting every regulatory obligation.
Real-time Transaction Monitoring
Rule-based and ML-driven monitoring that flags suspicious transactions in real time across all channels — online, mobile, branch, and ATM — with sub-50ms scoring latency.
AML & FINTRAC Compliance
Automated Suspicious Transaction Reports (STRs), Large Cash Transaction Reports (LCTRs), and FINTRAC filing workflows — keeping Canadian institutions fully compliant.
Identity Verification & KYC
Digital KYC with government ID verification, biometric liveness detection, sanctions and PEP screening — meeting Canadian AML and PIPEDA identity requirements.
ML Fraud Scoring Engine
Custom machine learning models trained on Canadian transaction data — identifying fraud patterns specific to the Canadian payments ecosystem with high accuracy and low false positives.
Case Management
Investigator workbench for reviewing alerts, documenting findings, escalating cases, and filing FINTRAC regulatory reports — reducing investigation time by up to 60%.
Risk Dashboards & Analytics
Executive and operational dashboards showing fraud trends, loss exposure, model performance, and AML compliance status — with drill-down to individual transaction level.
Our Work
Fraud & Risk Projects
Real-time fraud monitoring dashboard
AML alert investigation screen
KYC verification workflow
Risk analytics overview
FINTRAC reporting moduleHow We Work
Our Fraud & Risk Delivery Process
A rigorous build and deployment process that has your fraud detection live and your AML obligations met — before your next regulatory review.
Risk Assessment
Identify your highest-risk transaction types, customer segments, channels, and FINTRAC reporting obligations before any platform decisions are made.
Rules & Model Design
Define detection rules and design ML models based on your historical transaction data, Canadian fraud patterns, and industry benchmarks.
Platform Build
Develop the monitoring engine, case management system, KYC workflows, and FINTRAC regulatory reporting modules on a secure, scalable architecture.
Model Training & Tuning
Train fraud models on labelled historical data and tune thresholds to balance detection rate against false positives — protecting customers without blocking legitimate transactions.
Shadow Mode & Validation
Run the new system in parallel with your existing controls to validate performance and accuracy before full production switchover.
Production & Continuous Learning
Deploy to production with ongoing model retraining as Canadian fraud patterns evolve — your detection stays sharp as criminals adapt.
Why SharpLogic
Why Canadian institutions choose us
FINTRAC expertise
We understand Canada's AML reporting requirements in detail — STRs, LCTRs, EFTRs — and build systems that make compliance automatic, not manual.
Low false positives
Our ML models are trained and tuned on Canadian transaction patterns, delivering high fraud detection accuracy with minimal customer friction.
Real-time performance
Sub-50ms scoring latency means every transaction is assessed for fraud risk without adding any perceptible delay to your customers' experience.
Adaptive intelligence
Continuous model retraining keeps your fraud detection effective as criminals evolve their tactics — your defences get stronger over time.
Let's get started
Stop fraud before it costs you
Deploy AI-powered fraud detection and AML compliance built for Canadian financial institutions — protect your customers, meet your FINTRAC obligations, and protect your bottom line.