FinTech / Digital Banking
Digital Banking Platforms for Canadian Consumers
Build mobile and web banking experiences that Canadian customers expect — fast, intuitive, and secure, with Interac e-Transfer, open banking APIs, and real-time account management built for BC and beyond.
What We Deliver
Digital Banking Capabilities
End-to-end digital banking solutions built specifically for Canadian financial institutions — every feature designed around Canadian banking habits, regulations, and customer expectations.
Mobile Banking App
Native iOS and Android banking apps with biometric login, push notifications, real-time balance updates, Interac e-Transfer, bill payments, and cheque deposit — all optimised for Canadian customers.
Web Banking Portal
Full-featured online banking portal with account management, statement downloads, payee management, secure messaging, and bilingual (English/French) support for Canadian users.
Open Banking APIs
FAPI-compliant open banking APIs enabling third-party financial apps to securely access account data with explicit customer consent — aligned with Canada's evolving open banking framework.
Identity & Authentication
MFA, Face ID, Touch ID, device fingerprinting, and fraud-aware session management to protect Canadian banking customers without adding friction to everyday transactions.
Notifications & Alerts
Real-time push, SMS, and email notifications for every transaction, low balance warnings, suspicious activity flags, and payment reminders — keeping Canadian customers informed and in control.
Card Management
Self-service card controls letting customers freeze/unfreeze cards, set spending limits, activate travel notifications, and issue virtual cards — all from the mobile app.
Our Work
Digital Banking Projects
Mobile banking home screen
Transaction history view
Interac e-Transfer flow
Card management screen
Web banking dashboardHow We Work
Our Digital Banking Delivery Process
From UX research to App Store launch — a proven process that delivers digital banking products Canadian customers love and regulators approve.
UX Research
User interviews, journey mapping, and competitive analysis of top Canadian banking apps to define the experience benchmark your customers expect.
Design & Prototyping
High-fidelity UI designs and interactive prototypes reviewed with real customers before development begins — saving time and money downstream.
Core Integration
Secure API integration with your core banking system, Interac, Canadian payment rails, and identity verification providers.
Security Implementation
PCI-DSS compliant architecture, certificate pinning, jailbreak/root detection, and end-to-end encryption on all sensitive data in transit and at rest.
Beta Testing
Closed beta with a pilot group of real customers, iterating based on usage analytics and direct feedback before public launch.
Launch & Monitoring
Phased rollout with real-time crash monitoring, analytics dashboards, and a rapid-response team dedicated to the first 60 days post-launch.
Why SharpLogic
Why Canadian institutions choose us
Canadian-first design
Every feature is built around Canadian banking habits — Interac e-Transfer, bilingual support, CRA tax integrations, and provincial compliance included as standard.
Security without friction
We balance strong PCI-DSS security controls with smooth UX so customers actually use security features instead of disabling them.
API-first architecture
Clean, versioned APIs make it easy to add new features, integrate fintech partners, and adopt Canada's open banking standards as regulations evolve.
Continuous delivery
Monthly feature releases keep your app competitive with the big banks — without the big-bank timeline. You stay ahead, not behind.
Let's get started
Launch a digital banking experience Canadians love
From UX design to App Store deployment — we build digital banking platforms that keep your customers engaged and your institution competitive across British Columbia and Canada.